Royston Wild has no position in any of the shares mentioned. The Motley Fool UK has recommended ITV. Views expressed on the companies mentioned in this article are those of the writer and therefore may differ from the official recommendations we make in our subscription services such as Share Advisor, Hidden Winners and Pro. Here at The Motley Fool we believe that considering a diverse range of insights makes us better investors. Our 6 ‘Best Buys Now’ Shares Stock market crash: 3 cheap UK shares I’d buy today in an ISA to TREBLE my money Enter Your Email Address Royston Wild | Thursday, 21st January, 2021 Simply click below to discover how you can take advantage of this. Are you on the lookout for UK growth stocks?If so, get this FREE no-strings report now.While it’s available: you’ll discover what we think is a top growth stock for the decade ahead.And the performance of this company really is stunning.In 2019, it returned £150million to shareholders through buybacks and dividends.We believe its financial position is about as solid as anything we’ve seen.Since 2016, annual revenues increased 31%In March 2020, one of its senior directors LOADED UP on 25,000 shares – a position worth £90,259Operating cash flow is up 47%. (Even its operating margins are rising every year!)Quite simply, we believe it’s a fantastic Foolish growth pick.What’s more, it deserves your attention today.So please don’t wait another moment. Image source: Getty Images Renowned stock-picker Mark Rogers and his analyst team at The Motley Fool UK have named 6 shares that they believe UK investors should consider buying NOW.So if you’re looking for more stock ideas to try and best position your portfolio today, then it might be a good day for you. Because we’re offering a full 33% off your first year of membership to our flagship share-tipping service, backed by our ‘no quibbles’ 30-day subscription fee refund guarantee. I would like to receive emails from you about product information and offers from The Fool and its business partners. Each of these emails will provide a link to unsubscribe from future emails. More information about how The Fool collects, stores, and handles personal data is available in its Privacy Statement. FREE REPORT: Why this £5 stock could be set to surge Has there ever been a better time to buy UK shares than the present? I certainly don’t believe there’s been a greater opportunity to get rich through stock investing in the past decade.I’ll put aside any fears I have over Covid-19 and its impact on the economic recovery for a second. And park my concerns over Brexit, rising trade tensions, and any other geopolitical and macroeconomic issues that might be affecting my investing appetite too. If I take a long-term view of buying and owning UK shares, they shouldn’t dent my desire to build a winning shares portfolio.5G is here – and shares of this ‘sleeping giant’ could be a great way for you to potentially profit!According to one leading industry firm, the 5G boom could create a global industry worth US$12.3 TRILLION out of thin air…And if you click here we’ll show you something that could be key to unlocking 5G’s full potential…History shows us that issues like pandemics, trade battles, even wars, provide only temporary setbacks to stock market growth. UK share prices always come roaring back from crises that seem to stop the world from turning. They did following the 2007-08 financial catastrophe that sank major Wall Street banks. They will again this time around too.3 UK shares on my ISA shopping listI’ve kept buying UK shares in my Stocks and Shares ISA despite the Covid-19 crisis. I reckon I’ll make a mint as they boom in value during the inevitable bull market. I’m reminded of the stunning performance of the FTSE 250 between 2009 and 2018 when the index more than TREBLED in value.Here are three more cheap UK shares I’m thinking of buying for my ISA today. I believe they could rocket like the FTSE 250 did during the next decade too:I expect Royal Mail’s share price to fly during the 2020s as e-commerce volumes go from strength to strength. The experts at Statista, for example, reckon global online sales will soar from $4.2trn in 2020 to $6.5trn in the next few years. This provides an illustration of the huge profits potential that couriers have. This particular UK share trades on a forward price-to-earnings growth (PEG) ratio of just 0.9 today. I think it’s too cheap to miss.Precious metals producer Sylvania Platinum’s shares could also balloon over the next decade. Investment demand for platinum group metals (PGMs) is likely to remain strong as low interest rates fan inflationary fears. Meanwhile, recovering economic conditions will light a fire under metals demand from industry, and particularly from the automotive industry. Sylvania trades on a rock-bottom PEG ratio of 0.1 for this year.I believe ITV’s low PEG multiple of 0.9 for 2021 merits serious attention too. I’m expecting the broadcaster’s share price to soar as its vast investment in digital pays off. Investors in this UK share can also expect profits to steadily soar as advertising spending recovers across the coming decade.Buying cheap shares after the market crashITV et al are just three of the mega-cheap UK shares I’m thinking of buying for my ISA today. There are many, many more top stocks that remain too cheap to miss after 2020’s stock market crash. And The Motley Fool’s huge library of free and exclusive wealth reports can help you discover them and get extremely rich. Get the full details on this £5 stock now – while your report is free. See all posts by Royston Wild
Photographs 2014 ShareFacebookTwitterPinterestWhatsappMailOrhttps://www.archdaily.com/934382/nemo-house-mobius-architects Clipboard CopyHouses•Iława, Poland Houses Nemo House / Przemek Olczyk / Mobius ArchitekciSave this projectSaveNemo House / Przemek Olczyk / Mobius Architekci Architects: Przemek Olczyk / Mobius Architekci Area Area of this architecture project Photographs: Paweł UlatowskiSave this picture!© Paweł UlatowskiText description provided by the architects. The architecture of the building is subordinated to the vicinity of the Masurian lake, over which the house was built. The buildings did not disturb the landscape by opening the interior transparently to the beauty of the landscape. The house was designed in a rectangular plan with a length of 50m, using practically the whole building plot.Save this picture!© Paweł UlatowskiSave this picture!Plan level 0Save this picture!© Paweł UlatowskiThe structure is adapted to the slope of the area. The building remains enigmatic from the access road and entrance. In addition to the glass entrance and the window lighting the kitchen does not have windows, only entry gates for cars and boats. The roof leveled with the ground level is covered with gravel and partly with grass (in the original assumptions it was water).Save this picture!© Paweł UlatowskiNemo House is a one-story building. Entry from the street level takes place through gradual lowering of the area with entry in the form of a falling platform from a granite cube. All main functions of the building are laid out in a linear arrangement parallel to the demarcation line of the lake. Additional functions arranged in the second line of the building do not interfere with viewing openings. Along the main façade, the building has two semi-open atria – one narrower from the night side, the other in the living room section is its extension and the main relaxation area with a view of the lake.Save this picture!© Paweł UlatowskiSave this picture!SectionThe reduction of the differences in the area has eased the descent along the wharf, thanks to which users have gained the freedom to use the proximity of the lake. From this space come the main stairs that lead to a small pier by the private beach where the boat is moored. The house grew with the landscape.Save this picture!© Paweł UlatowskiSave this picture!© Paweł UlatowskiThe author of the project, Przemek Olczyk, the owner of the Mobius Architekci studio, proved the superiority of the environment over the form in a place that required special sensitivity to its beauty. The architect realized his own ambitions and expectations of the investor in a restrained project that raises the aesthetic value of the place where it was created.Save this picture!© Paweł UlatowskiProject gallerySee allShow lessNORTIS Temporary Office / Triart ArquiteturaSelected Projects13 Residential Projects that Use Raw Brick FacadesArticles Share “COPY” Save this picture!© Paweł Ulatowski+ 34Curated by Paula Pintos Share “COPY” Projects ShareFacebookTwitterPinterestWhatsappMailOrhttps://www.archdaily.com/934382/nemo-house-mobius-architects Clipboard CopyAbout this officePrzemek Olczyk / Mobius ArchitekciOfficeFollowProductsGlassStone#TagsProjectsBuilt ProjectsSelected ProjectsResidential ArchitectureHousesOn FacebookIławaPolandPublished on February 25, 2020Cite: “Nemo House / Przemek Olczyk / Mobius Architekci” 25 Feb 2020. ArchDaily. Accessed 10 Jun 2021.
“It is reassuring that charities seem to be aware of the issues and where the gaps are, however, the slow pace of change and decline of progress overall needs urgent attention. Funders need to step up as the report shows the need is growing across the sector and funding has remained the biggest challenge every year. Perhaps charities could also benefit from more support to demonstrate social impact and the meaningful value digital brings otherwise the sector is at risk of being left behind.”Marie Orpen, Head of Digital at Guide Dogs, added:“There is definitely a strong correlation between the lack of progress and some of the challenges charities have highlighted in this year’s report such as a lack of strategy and resource, low organisational buy-in, infrastructure and pace. Digital transformation is not digitisation, point solutions or procuring the latest shiny bauble. It is strategic change: putting your audience at the heart of everything you do; using technology to solve fundamental problems; learning from the data and innovating.” 515 total views, 2 views today Digital progress in charities has slowed with less than half having a digital strategy and just 10% having embedded digital transformation.The Charity Digital Skills Report 2019, conducted by Zoe Amar, Founder of Zoe Amar Digital, and Skills Platform, shows that 52% do not have a digital strategy: an increase from 2018’s figure of 45%, and 2017’s 50%. Less than a quarter (23%) have a clear strategy for how digital can help achieve their charity’s goals.More key findings:More than a third (35%) of charities are using digital but don’t have a strategic approach, compared to 31% last year.14% of charities are thinking about developing a digital strategy, whilst 3% who are struggling to access basic digital tools.Fewer charities are moving forward with digital. Last year 15% of charities had been through the digital transformation process and embedded it, compared to 10% this year and 9% in 2017.11% however are about to start on digital transformation, compared to 10% in 2018.22% have a digital strategy but have not yet embarked on digital transformation, holding steady with findings in 2017-2018.3% of charities are still struggling to access basic tools such as a website, email and social media, up from 2% last year. Melanie May | 24 June 2019 | News AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis35 516 total views, 3 views today AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis35 Charities losing focus on digital, survey suggests The report also shows that just 35% are staying up to speed with how digital trends are affecting their work with a plan in place to tackle this, while there has also been a drop in the percentage of charities planning for how tech innovations such as AI could change their charity – down from 2018’s 14% to 12%, with 76% of charities now say they have low to very low skills in AI; dropping from 2018’s 73%.Respondents to the survey identified a number of barriers to their charity getting the most out of digital with the top three as follows:Funding continues to be the biggest challenge for charities with digital, at 56% compared to 58% last year.Skills remain as the second greatest issue, with 53% of charities rating them as a barrier (up from 51% last year).Culture remains as the third largest obstacle, with 45% of charities stating that it must change (down from 46% last year). However, 61% say digital skills could help them grow their charity’s network and 57% want their leaders to understand trends and how they affect charities, with 73% wanting their senior team to offer a clear vision of digital. In addition, 45% want their senior team to have some experience or understanding of digital tools, and 41% said they want their leadership teams to be more agile and adapt to change.When questioned on their priorities over the next 12 months, using digital to increase impact came top at 67%, while 59% want to use data more effectively. Almost half (48%) want to use digital to improve service delivery and 42% would like to deploy digital to increase income.41% also want to create a strategy and improve skills, with 41% prioritising development of their colleagues’ skills and 23% keen to support their board and leadership team in developing theirs.Zoe Amar, Founder and Director of Zoe Amar Digital, commented: Advertisement Tagged with: Digital Research / statistics About Melanie May Melanie May is a journalist and copywriter specialising in writing both for and about the charity and marketing services sectors since 2001. She can be reached via www.thepurplepim.com.
For the past five years members of the Professional Staff Congress have worked without a contract and for the last six years without a raise. The PSC represents the faculty and professional staff at the City University of New York.For the past seven years, members of the American Federation of State, County and Municipal Employees District Council 37, which represents most of the CUNY workers not in the PSC, have worked without a raise.Many members in both unions say this pay lag has gone on too long.CUNY is the third-largest university system in the United States, with more than 285,000 full-time students. Seventy-five percent of its students are people of color; 40 percent were born outside the U.S.; 30 percent come from families with incomes below $30,000 a year. (CUNY Office of Institutional Research) These workers, like their family members before them, belong to New York City’s vast, multinational working class.What impelled the creation of the CUNY Rising Alliance was Gov. Andrew Cuomo’s announcement on Jan. 13 that he was removing $485 million from the state’s contribution to CUNY and assigning it to the city. The CUNY administration called this a “crushing” cut that would increase tuition by 50 percent. Since the 1970s the state has been the principal source of support for CUNY’s senior colleges. However, during the past decade or longer there has been a serious erosion in state financial support.The CUNY Rising Alliance (#CUNYrising) began its fightback campaign March 10 with a late afternoon rally outside Gov. Cuomo’s Manhattan office, followed by a march through midtown and a rally at a church.Diverse coalition fights backBarbara Bowen, president of the PSC, said at the rally: “In a cruelly unequal economy and a society still shaped by structural racism, CUNY offers the one shot at a stable life, a good life, for hundreds of thousands of New Yorkers. We call on Albany not to take that opportunity away.“The PSC’s five-year fight for a contract,” continued Bowen, “is part of the fight for investment in CUNY. Failing to invest in our contract is failing to invest in CUNY students. There is no educational justice in New York, no racial justice and no economic justice without a strong City University.”DC 37 Executive Director Henry Garrido told the protesters: “For tens of thousands of New Yorkers, the quality of education and affordability offered by the City University of New York is a path to upward mobility. That path is now being blocked by a proposed budget that would raise CUNY tuition by $300 a year and shift $485 million of the state’s share of CUNY funding to the city, while excluding monies for ongoing university operations. It also denies CUNY employees the $15-an-hour minimum wage hike the governor has proposed for all other public employees.”On March 13, the University Student Senate held a press conference in front of City Hall and then marched across the Brooklyn Bridge to Cadmon Plaza. Many different CUNY campuses were represented, and almost all of the politicians who spoke were graduates of CUNY, many having attended when CUNY’s tuition was free.The CUNY Rising Alliance, with 20 organizations, includes the Hispanic Federation; the Federation of Protestant Welfare Agencies; Make the Road New York; Working Families Party; the New York City Central Labor Council; as well as the PSC, AFSCME DC 37 and a number of CUNY student groups, in particular the University Student Senate.To find out more about the CUNY Rising Alliance, read its Platform for Change posted on psc-cuny.org. FacebookTwitterWhatsAppEmailPrintMoreShare thisFacebookTwitterWhatsAppEmailPrintMoreShare this
SHARE Final FSMA Transportation Rule Released SHARE By Hoosier Ag Today – Apr 5, 2016 On Tuesday, the Food and Drug Administration announced the final transportation rule under the Food Safety Modernization Act. While not yet published in the Federal Register, the rule will go into effect 60 days after publication. The rule establishes requirements for shippers, loaders, carriers, and receivers involved in transporting human and animal food to use sanitary practices to ensure food safety. The requirements do not apply to transportation by ship or air because of limitations in the law. The earliest compliance dates for some companies begin one year after final publication of the rule in the Federal Register. While the rule has yet to be published, it appears the FDA complied with the court order which required the FDA to finish the rule by the end of March.Source: NAFB News Service Facebook Twitter Home Indiana Agriculture News Final FSMA Transportation Rule Released Facebook Twitter Previous articleThe Small Engine Industry Needs to Change with the Times Next articleAg Equipment Sales Forecast to Rise in 2017 Hoosier Ag Today
Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Fannie Mae FHFA Foreclosure Alternatives Foreclosure Prevention Freddie Mac Permanent Loan Modifications 2015-08-11 Brian Honea Home / Daily Dose / GSEs Have Totaled Nearly 3 Million Home Retention Actions During Conservatorship The Best Markets For Residential Property Investors 2 days ago Demand Propels Home Prices Upward 2 days ago About Author: Brian Honea Share Save Data Provider Black Knight to Acquire Top of Mind 2 days ago Previous: Monitor Finds Ocwen’s IRG Issues Have Been ‘Sufficiently Addressed’ Next: Circuit Court Revives FDIC’s Securities Suit Against Deutsche, Goldman, and RBS The Best Markets For Residential Property Investors 2 days ago Servicers Navigate the Post-Pandemic World 2 days ago Demand Propels Home Prices Upward 2 days ago Data Provider Black Knight to Acquire Top of Mind 2 days ago Tagged with: Fannie Mae FHFA Foreclosure Alternatives Foreclosure Prevention Freddie Mac Permanent Loan Modifications in Daily Dose, Featured, News, Secondary Market Fannie Mae and Freddie Mac combined to complete nearly 18,000 home retention actions for distressed homeowners in May 2015, bringing the total since the conservatorship began up to nearly 3 million, according to the FHFA’s May 2015 Foreclosure Prevention Report released Tuesday.The two GSEs completed 17,930 home retention actions in May for families facing foreclosure. Those actions included both Home Affordable Modification Program (HAMP) and proprietary loan modifications (14,069), repayment plans (3,040), forbearance plans (721), and charge-offs-in-lieu (100). May’s totals brought the number of home retention actions up to 2,899,632 – only 100,368 short of 3 million – since the fourth quarter of 2008, which was the first full quarter after the FHFA’s conservatorship of the GSEs began.Fannie Mae and Freddie Mac completed 2,882 non-home retention solutions in May, including short sales (2,088) and deeds-in-lieu of foreclosure (794), bringing to the total of non-retention solutions since the first full quarter of the conservatorship to 620,869. Combined with the nearly 2.9 million home retention actions completed since the conservatorship began, the GSEs have completed more than 3.5 million foreclosure prevention actions.More than half of the total foreclosure prevention actions completed by the FHFA in nearly seven years (1.82 million) have come in the form of permanent loan modifications, according to FHFA. The share of mods with principal forbearance held steady from April to May at 19 percent, while the share of mods with extend-term declined to 47 percent largely due to improved prices and a declining HAMP-eligible population.Foreclosure starts on GSE-backed mortgage loans ticked up 5 percent from April to May, from 19,500 to 20,561. The share of seriously delinquent loans (90 days or more overdue or in foreclosure) declined from 1.70 percent in April down to 1.65 in May while the share of loans 30-59 delinquent rose up from 1.31 percent (365,000 loans) to 1.47 percent (408,000 loans). The share of loans 60-plus days delinquent or more declined slightly from 2.05 percent (569,000 loans) down to 2.02 percent (561,646). Third-party and foreclosure sales dropped by 8 percent month-over-month in May down to 9,929, according to FHFA.Click here to see the FHFA’s entire May 2015 Foreclosure Prevention Report. Related Articles The Week Ahead: Nearing the Forbearance Exit 2 days ago Sign up for DS News Daily Servicers Navigate the Post-Pandemic World 2 days ago GSEs Have Totaled Nearly 3 Million Home Retention Actions During Conservatorship August 11, 2015 1,529 Views Print This Post Brian Honea’s writing and editing career spans nearly two decades across many forms of media. He served as sports editor for two suburban newspaper chains in the DFW area and has freelanced for such publications as the Yahoo! Contributor Network, Dallas Home Improvement magazine, and the Dallas Morning News. He has written four non-fiction sports books, the latest of which, The Life of Coach Chuck Curtis, was published by the TCU Press in December 2014. A lifelong Texan, Brian received his master’s degree from Amberton University in Garland. Subscribe
Top StoriesAadhaar Review : Open Court Hearing Sought Citing Observations In ‘Rojer Mathew’ & ‘Sabarimala Reference’ Cases LIVELAW NEWS NETWORK7 Jun 2020 12:39 AMShare This – xTwo review petitioners in the Aadhaar case has filed an application seeking open court hearing of the case.The application has referred to the observations made by the Constitution Bench in the case Rojer Mathew v South Indian Bank, doubting the correctness of the Constitution Bench judgment delivered on September 27, 2018, which had held that there was nothing wrong in passing Aadhaar…Your free access to Live Law has expiredTo read the article, get a premium account.Your Subscription Supports Independent JournalismSubscription starts from ₹ 599+GST (For 6 Months)View PlansPremium account gives you:Unlimited access to Live Law Archives, Weekly/Monthly Digest, Exclusive Notifications, Comments.Reading experience of Ad Free Version, Petition Copies, Judgement/Order Copies.Subscribe NowAlready a subscriber?LoginTwo review petitioners in the Aadhaar case has filed an application seeking open court hearing of the case.The application has referred to the observations made by the Constitution Bench in the case Rojer Mathew v South Indian Bank, doubting the correctness of the Constitution Bench judgment delivered on September 27, 2018, which had held that there was nothing wrong in passing Aadhaar (Targeted Delivery of Financial and other subsidies, benefits and services) Act 2016 as a ‘money bill’.This view was doubted by the 5-judge bench in Rojer Mathew case on November 13, 2019, observing that “majority dictum in K.S. Puttaswamy (Aadhaar-5) did not substantially discuss the effect of the word ‘only’ in Article 110(1) of the Constitution”The written submissions, drawn by Advocate Udayaditya Banerjee, settled by Senior Advocate Shyam Divan and filed by AoR Vipin Nair, also makes reference to the open court hearing allowed in the Sabarimala review case.Also, reliance is placed on the holding of the 9-judge bench in the Sabarimala reference that questions of law can be referred to larger bench in review petitions.On these grounds the petitioners, Shanta Sinha and another, seek open court hearing of the review.The review petitions are listed before a bench comprising CJI S A Bobde, Justices AM Khanwilkar, D Y Chandrachud, Ashok Bhushan and L Nageshwara Rao on June 9. Justices Ashok Bhushan, Khanwilkar and Chandrachud were present in the original Aadhaar judgment.On September 27, 2018, the Constitution Bench had upheld, by 4:1 majority, the constitutionality of Aaadhar Act 2016, with Justice Chandrachud dissenting.On the question of it being passed as money bill, the majority upheld the contention of the Central Government that a bill can be characterized as ‘money bill’ if it incidentally covers the aspects mentioned in clauses (a) to (g) of Article 110(1) of the Constitution. The Centre contended that the Aadhaar Act has a bearing on the expenses drawn on the Consolidated Fund of India, as it is seeking to ensure that subsidies are targeted at authenticated persons. In Rojer Mathew, while considering the correctness of including provisions affecting composition of Tribunals in the Finance Act, 2017 (which is a money bill), the CB doubted the view in Aadhaar case that a bill can be treated as money bill if it incidentally covers the subjects under Article 110.Click here to download written submissionsRead Written SubmissionsNext Story
City of Wheaton/Twitter(WHEATON, Ill.) — A young man is being sought in Illinois after he was caught on homeowners’ cameras impersonating a police officer, authorities warn.The man, described as being in his 20s, was caught on cameras on Monday and Tuesday displaying a fake badge, said police in Wheaton, about 30 miles west of Chicago. (2 of 2) Here are an actual Wheaton Police Detective shield & Wheaton Police star for reference. Wheaton Police Officers/Detectives will always identify themselves by uniform or credentials. Residents may call the police department at 630-260-2161 to verify an officer’s identity. pic.twitter.com/nYiBOSU6D3— City of Wheaton (@CityOfWheaton) June 5, 2019Anyone with information is being asked to call the police.Copyright © 2019, ABC Radio. All rights reserved. (1 of 2) Wheaton Police are investigating reports of this individual impersonating a police officer/detective on June 3 & 4. These images show the suspect Wheaton Police are seeking, a white male in his 20s displaying a badge. Anyone with info should call Lt. Cooley 630-260-2077. pic.twitter.com/U2EIyf7WoR— City of Wheaton (@CityOfWheaton) June 5, 2019“Hi, sorry to bother you so late,” the man says in one homeowner video obtained by Chicago ABC affiliate WLS. The man introduced himself as an investigator with the Winfield Police Department.The suspect asked residents “various police-related questions, but has not made any threats nor has he tried to gain entry to any of the residences,” said police.“Here are an actual Wheaton Police Detective shield & Wheaton Police star for reference,” the police department said via Twitter. “Wheaton Police Officers/Detectives will always identify themselves by uniform or credentials.”
February 12, 2020 /Sports News – Local Mitchell scores 26, Jazz beats the Heat 116-101 Tags: Donovan Mitchell/NBA/Utah Jazz Written by FacebookTwitterLinkedInEmailSALT LAKE CITY (AP) — Donovan Mitchell scored 26 points and Bojan Bogdanovic added 22 points to lift the Utah Jazz to a 116-101 victory over the Miami Heat.Jordan Clarkson added 21 points off the bench for the Jazz. Rudy Gobert had 16 points and 20 rebounds as Utah won its fourth straight game.Jimmy Butler scored 25 points to lead the Heat. Duncan Robinson added 18 points and Jae Crowder chipped in 15 off the bench. Associated Press