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GSEs Have Totaled Nearly 3 Million Home Retention Actions During Conservatorship

first_img Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Fannie Mae FHFA Foreclosure Alternatives Foreclosure Prevention Freddie Mac Permanent Loan Modifications 2015-08-11 Brian Honea Home / Daily Dose / GSEs Have Totaled Nearly 3 Million Home Retention Actions During Conservatorship The Best Markets For Residential Property Investors 2 days ago Demand Propels Home Prices Upward 2 days ago About Author: Brian Honea Share Save Data Provider Black Knight to Acquire Top of Mind 2 days ago Previous: Monitor Finds Ocwen’s IRG Issues Have Been ‘Sufficiently Addressed’ Next: Circuit Court Revives FDIC’s Securities Suit Against Deutsche, Goldman, and RBS The Best Markets For Residential Property Investors 2 days ago Servicers Navigate the Post-Pandemic World 2 days ago Demand Propels Home Prices Upward 2 days ago Data Provider Black Knight to Acquire Top of Mind 2 days agocenter_img Tagged with: Fannie Mae FHFA Foreclosure Alternatives Foreclosure Prevention Freddie Mac Permanent Loan Modifications in Daily Dose, Featured, News, Secondary Market Fannie Mae and Freddie Mac combined to complete nearly 18,000 home retention actions for distressed homeowners in May 2015, bringing the total since the conservatorship began up to nearly 3 million, according to the FHFA’s May 2015 Foreclosure Prevention Report released Tuesday.The two GSEs completed 17,930 home retention actions in May for families facing foreclosure. Those actions included both Home Affordable Modification Program (HAMP) and proprietary loan modifications (14,069), repayment plans (3,040), forbearance plans (721), and charge-offs-in-lieu (100). May’s totals brought the number of home retention actions up to 2,899,632 – only 100,368 short of 3 million – since the fourth quarter of 2008, which was the first full quarter after the FHFA’s conservatorship of the GSEs began.Fannie Mae and Freddie Mac completed 2,882 non-home retention solutions in May, including short sales (2,088) and deeds-in-lieu of foreclosure (794), bringing to the total of non-retention solutions since the first full quarter of the conservatorship to 620,869. Combined with the nearly 2.9 million home retention actions completed since the conservatorship began, the GSEs have completed more than 3.5 million foreclosure prevention actions.More than half of the total foreclosure prevention actions completed by the FHFA in nearly seven years (1.82 million) have come in the form of permanent loan modifications, according to FHFA. The share of mods with principal forbearance held steady from April to May at 19 percent, while the share of mods with extend-term declined to 47 percent largely due to improved prices and a declining HAMP-eligible population.Foreclosure starts on GSE-backed mortgage loans ticked up 5 percent from April to May, from 19,500 to 20,561. The share of seriously delinquent loans (90 days or more overdue or in foreclosure) declined from 1.70 percent in April down to 1.65 in May while the share of loans 30-59 delinquent rose up from 1.31 percent (365,000 loans) to 1.47 percent (408,000 loans). The share of loans 60-plus days delinquent or more declined slightly from 2.05 percent (569,000 loans) down to 2.02 percent (561,646). Third-party and foreclosure sales dropped by 8 percent month-over-month in May down to 9,929, according to FHFA.Click here to see the FHFA’s entire May 2015 Foreclosure Prevention Report. Related Articles The Week Ahead: Nearing the Forbearance Exit 2 days ago Sign up for DS News Daily Servicers Navigate the Post-Pandemic World 2 days ago GSEs Have Totaled Nearly 3 Million Home Retention Actions During Conservatorship August 11, 2015 1,529 Views  Print This Post Brian Honea’s writing and editing career spans nearly two decades across many forms of media. He served as sports editor for two suburban newspaper chains in the DFW area and has freelanced for such publications as the Yahoo! Contributor Network, Dallas Home Improvement magazine, and the Dallas Morning News. He has written four non-fiction sports books, the latest of which, The Life of Coach Chuck Curtis, was published by the TCU Press in December 2014. A lifelong Texan, Brian received his master’s degree from Amberton University in Garland. Subscribelast_img read more

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Man arrested after 10 phones stolen from Letterkenny pub

first_imgA man has been arrested after he was caught with ten stolen mobile phones in Letterkenny.Gardai stopped the man as part of a routine patrol and found the stolen phones in his car on Saturday week last.When quizzed the man admitted stealing the phones from patrons in a pub earlier in the night. Some of the phones had been reported stolen but some had not.A Garda spokesman said “The man was stopped as part of a routine patrol and found with ten phones.“All the phones had been taken from the same premises on the same night.”The man is expected to appear at a future sitting of the courts. Man arrested after 10 phones stolen from Letterkenny pub was last modified: March 6th, 2019 by StephenShare this:Click to share on Facebook (Opens in new window)Click to share on Twitter (Opens in new window)Click to share on LinkedIn (Opens in new window)Click to share on Reddit (Opens in new window)Click to share on Pocket (Opens in new window)Click to share on Telegram (Opens in new window)Click to share on WhatsApp (Opens in new window)Click to share on Skype (Opens in new window)Click to print (Opens in new window) Tags:donegalGardailetterkennyphonesstolenlast_img read more

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Half-time: Chelsea 0 Benfica 0

first_imgChelsea were on the back foot for most of a one-sided first half of the Europa League final.Benfica, with their slick passing and movement, have had the upper hand at the Amsterdam ArenA, where Ashley Cole blocked a shot from Oscar Cardozo before Nicolas Gaitan fired over the Chelsea bar.The Portuguese team continued to sweep forward and Rodrigo missed a good chance to put them ahead when he failed to connect from inside the area.But the Blues, without the injured Eden Hazard and John Terry, finished the half strongly, with Oscar beginning to cause the opposing defence some problems.And Frank Lampard’s swerving shot brought a save from Benfica keeper Artur.Chelsea: Cech, Azpilicueta, Ivanovic, Cahill, Cole, Lampard, Luiz, Ramires, Mata, Oscar, Torres.Subs: Turnbull, Mikel, Moses, Ferreira, Marin, Benayoun, Ake.Click here for our Chelsea v Benfica 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 Follow West London Sport on TwitterFind us on Facebooklast_img read more

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St. Bernard’s hosts Hoopa today

first_imgSt. Bernard’s returns home today for a match up against Hoopa Valley. Kickoff is at 2 p.m. at Crusader Field.St. Bernard’s (3-0) has won its last 13 games against Hoopa, a streak dating back to 2011. Hoopa (1-1) won on the road on November 5 of that year, by a score of 26-13.“Hoopa played an impressive game last week and they look like a big, physical team who’s talent is respected by our players,” Crusaders head coach Matt Tomlin said. “Our guys respect Hoopat.”St. Bernard’s beat Hoopa by a …last_img read more

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Read to Rise gets kids hooked on books

first_imgBy offering these children a chance to own books, they hope that the sense of ownership will strengthen their interest in reading. (image: Read to Rise)In a bid to address some of the harsh realities of growing up in underprivileged areas, Read to Rise offers South African youth a chance to discover new worlds through reading.As one of the country’s core focuses, education is extremely important with regards to moulding the leaders of the future and arming them with the skills and knowledge necessary for them to lead productive lives and become contributing members of society.The Read to Rise non-government organisation (NGO) was established in 2013 by couple Athol Williams and Taryn Lock, who between them boast seven academic degrees and vast business experience.Born from their shared passion for literacy, education and helping others reach the heights of their potential, the Read to Rise organisation has been working with youth from under-resourced communities such as Mitchell Plain and its surrounding areas near Cape Town.“Athol grew up in Mitchells Plain so he knows the challenges that these young children face,” says Lock.With a large number of schools lacking properly stocked libraries – some lacking libraries all-together – the Read to Rise organisation offers children suitable reading material fitting for their age groups in an attempt to instil a love of reading early on in life.“Read to Rise aims to inspire children to read in under-resourced communities. As the name indicates, we firmly believe that children need to read in order to rise in their personal development and contribution to society,” says Lock. “We believe that children who love to read will excel at school and go on to become constructive citizens. It all starts with reading.”AN EARLY STARTAccording to Read to Rise, children in their foundational phase of education should be reading around 40 books a year that are suited to their level. Their findings suggest that children in the areas they operate read one or two books, which fall far short of the recommendation.This is due to the lack of motivation to pick up a book and read. To address this, Read to Rise visits to hold interactive reading sessions with the children.The organisation has taken a different angle when it comes to encouraging a good reading ethos amongst school children. By offering these children a chance to own books, they hope that the sense of ownership will strengthen their interest in reading.Lock says that they “believe that book ownership is important so give children their own new book to take home.“In addition, we place a Mini-Library – which is a brightly painted bookshelf which contains 50 new age-appropriate story books – in every classroom so that learners have access to these books.”Since its establishment, Read to Rise has visited children in more than 350 classrooms, handing out in excess of 2 800 books to pupils in Soweto and Mitchells Plain.Read to Rise has been working with youth from under-resourced communities such as Mitchell Plain and its surrounding areas near Cape Town.BOOKS IN THE NEW AGESpeaking on the role that books have in the age of tablets and smart phones, Lock says “books play a huge part in today’s age especially in the under-resourced, crime-ridden communities that we work with.“There is something special about holding a new book in your hands, turning the pages and reading it. Book ownership is important as it creates a sense of pride, responsibility and an enjoyment of reading. That’s exactly why we give a brand new, high quality book to every child.”PLAY YOUR PARTIf you’re looking to help the Read to Rise organisation you can visit their website at www.readtorise.co.za or email them at [email protected]“Individuals can volunteer their time to read to children at schools, cover books in plastic at one of our “Cover & Coffee” sessions or offer their expertise to assist with our operations.” Lock explains.“Individuals or corporates can sponsor new books. It costs R45 to sponsor a new book for a learner or R3,200 to sponsor a Mini-Library for a class.”last_img read more

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Winless Suns fire Earl Watson after 3 games this season

first_imgLATEST STORIES Japan ex-PM Nakasone who boosted ties with US dies at 101 Brace for potentially devastating typhoon approaching PH – NDRRMC Read Next Trending Articles PLAY LIST 00:50Trending Articles00:50Trending Articles00:50Trending Articles01:37Protesters burn down Iran consulate in Najaf01:47Panelo casts doubts on Robredo’s drug war ‘discoveries’01:29Police teams find crossbows, bows in HK university01:35Panelo suggests discounted SEA Games tickets for students02:49Robredo: True leaders perform well despite having ‘uninspiring’ boss02:42PH underwater hockey team aims to make waves in SEA Games View comments Watson was the league’s second-youngest active coach behind the Lakers’ Luke Walton, and the Suns were tied with the Chicago Bulls as having the youngest opening-night roster in the NBA this season.“I’d like to see the fight be a little bit more,” Watson said after the blowout loss to the Clippers. “Or a lot more, until you know they’re just fatigued.”The Suns came into this season with only four losses by 40 or more points in franchise history. They’ve had two in the first three games of this season. Phoenix has not made the playoffs in seven years, the longest drought in the franchise’s 49-year history.Watson was the 17th Suns coach in the franchise’s history.This was the first NBA season where every coach who started one year had the same job to begin the next. Typhoon Kammuri accelerates, gains strength en route to PH Kin of Misamis Oriental hero cop to get death benefits, award — PNP NBA: Kyrie Irving fined for NBA fan spat Kammuri turning to super typhoon less likely but possible — Pagasa CPP denies ‘Ka Diego’ arrest caused ‘mass panic’ among S. Tagalog NPA MOST READ Assistant coach Jay Triano, a former head coach of the Toronto Raptors, was named interim coach. Triano was an assistant at Portland before coming to Phoenix last year.Watson was promoted from assistant to interim coach of the Suns after Jeff Hornacek was fired Feb. 1, 2016. The interim tag was removed on April 19 of that year.FEATURED STORIESSPORTSWATCH: Drones light up sky in final leg of SEA Games torch runSPORTSSEA Games: Philippines picks up 1st win in men’s water poloSPORTSMalditas save PH from shutoutWith an extremely young team, the Suns struggled under Watson. He compiled a 33-85 record. Watson’s only full season was 2016-17, when the team went 24-58.The 38-year-old Watson played collegiately at UCLA and in the NBA for 10 seasons. He often spoke of his long talks with John Wooden, emphasized togetherness and a family atmosphere to nurture the young squad but wins were hard to come by. QC cops nab robbery gang leader, cohort In this Oct. 21, 2017, photo, Phoenix Suns head coach Earl Watson watches action during the second half of an NBA basketball game against the Los Angeles Clippers in Los Angeles. The Suns have fired coach Watson just three games in to the NBA season. Phoenix announced the firing Sunday night, Oct. 22, after hours of meetings at the team’s headquarters. (AP Photo/Jae C. Hong)PHOENIX — The Phoenix Suns have fired coach Earl Watson just three games in to the NBA season.The Suns announced the firing Sunday night after hours of meetings at the team’s headquarters.ADVERTISEMENT Stronger peso trims PH debt value to P7.9 trillion Don’t miss out on the latest news and information. And owner Robert Sarver apparently didn’t like what he saw. Phoenix is 0-3 and two of the losses were especially ugly. The Suns were blown out 124-76 by the Portland in their season opener Wednesday night, the most one-sided loss in franchise history and the most one-sided season opener for any NBA team.Phoenix was routed by the Clippers in Los Angeles 130-88 on Saturday night.“I Dont wanna be here,” point guard Eric Bledsoe tweeted Sunday, just as the news of Watson’s firing surfaced in an ESPN report.The tweet by Bledsoe, a former Clipper, was followed by one from the Clippers’ DeAndre Jordan saying “Come back home bro.”Bledsoe has been rumored in possible trades for months.Watson’s dismissal is the first NBA coaching change in well over a year. Hornacek’s hiring by the New York Knicks, which was finalized in June 2016, had been the most recent change — and the irony there is that Watson got the job in Phoenix with 33 games left in the 2015-16 season, after the Suns fired Hornacek.ADVERTISEMENTlast_img read more

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Shutdown less likely as Senate closes in on budget agreement

first_imgWASHINGTON – Buoyed by the sudden likelihood of a budget pact, lawmakers are on track to avoid a repeat of last month’s government shutdown — though President Donald Trump unexpectedly raised the possibility of closing things down again if he can’t have his way on immigration.“I’d love to see a shutdown if we can’t get this stuff taken care of,” Trump declared Tuesday, repeating the sentiment for emphasis.Trump’s comments were strikingly disconnected from the progress on Capitol Hill, where the House passed a short-term spending measure Tuesday night and Senate leaders were closing in on a larger, long-term pact ahead of a Thursday night deadline. The broader agreement would award whopping spending increases to both the Pentagon and domestic federal programs, as well as approve overdue disaster relief money and, perhaps, crucial legislation to increase the government’s borrowing limit and avoid possible default.Democratic leaders have dropped their strategy of using the funding fight to extract concessions on immigration, specifically on seeking extended protections for the “Dreamer” immigrants who have lived in the country illegally since they were children. Instead, the Democrats prepared to cut a deal that would reap tens of billions of dollars for other priorities — including combatting opioids — while taking their chances on solving the immigration impasse later.Tuesday night’s 245-182 House vote, mostly along party lines, set the machinery in motion. The six-week stopgap spending bill contains increases for the military that long have been demanded by Trump and his GOP allies. But the measure appears increasingly likely to be rewritten by the Senate to include legislation implementing the brewing broader budget pact.House Democrats cancelled a scheduled three-day retreat on Maryland’s Eastern Shore to develop a strategy for the midterm elections. A spokeswoman blamed the cancellation on “the pressing issues Congress will likely vote on over the next three days.”The budget negotiations, conducted chiefly by the Senate’s top leaders, Republican Mitch McConnell of Kentucky and Chuck Schumer of New York, have intensified in recent days — and the looming government shutdown at midnight Thursday added urgency to the talks. In addition to the military and domestic spending, the deal taking shape would approve overdue disaster relief money and, perhaps, crucial legislation to increase the government’s borrowing limit and avoid possible default.Both McConnell and Schumer reported progress Tuesday morning.“I think we’re on the way to getting an agreement and getting it very soon,” said McConnell.Prospects for dealing with immigration, however, were as fuzzy as ever. The Senate is slated next week to begin a debate to address the dilemma of immigrants left vulnerable by the looming expiration of former President Barack Obama’s Deferred Action for Childhood Arrivals program, or DACA.Weeks of bargaining have left the two parties divided over how to extend protections for such Dreamer immigrants and a court ruling has blunted a March 5 deadline.McConnell said Tuesday that while he hopes “we will end up having something,” he was unsure if any proposed measure would get the 60 votes needed for approval.On Tuesday, White House chief of staff John Kelly threw fuel on the dispute as he defended Trump’s proposed solution. The retired general noted the White House proposal would expand protection for some 1.8 million immigrants. That group includes both the 690,000 currently shielded and also “the people that some would say were too afraid to sign up, others would say were too lazy to get off their asses, but they didn’t sign up,” he said.No. 2 Senate Democratic leader Dick Durbin of Illinois, his party’s chief immigration negotiator, bristled at the comment.“I’m sorry for that characterization. It doesn’t surprise me from Gen. Kelly,” he said.The budget talks appeared to be going more smoothly.GOP defence hawks were prevailing over the party’s depleted ranks of deficit hawks, championing major new spending on military programs. Democrats, meanwhile, leveraged their influence to increase spending for domestic priorities such as combating opioid misuse.The result could be the return of trillion-dollar deficits for the first time since Obama’s first term.The stopgap spending bill would keep the government open through March 23 to allow time to write and pass detailed follow-up “omnibus” legislation to fund the government through the Sept. 30 end of the fiscal year.The prospective longer-term budget agreement would give both the Pentagon and domestic agencies relief from a budget freeze that lawmakers say threatens military readiness and training as well as domestic priorities such as combating opioid abuse and repairing the government’s troubled health care system for veterans.The temporary funding measure would also reauthorize funding for community health centres, which enjoy widespread bipartisan support.Aides in both parties said the budget measure may also contain a provision to raise the government’s $20.5 trillion borrowing limit. Legislation to increase the debt ceiling is always a headache, especially for House GOP leaders whose rank and file have in the past used the votes to register objection to deficit spending.Another likely addition is more than $80 billion in long-overdue hurricane relief for Texas, Florida and Puerto Rico, a top priority of lawmakers in both parties.Under Congress’ arcane ways, a broad-brush agreement to increase legally binding spending “caps” — which would otherwise keep the budgets for the military and domestic agencies essentially frozen — would be approved, then followed by a far more detailed catchall spending bill that would take weeks to negotiate.It’s clear that Senate Democrats have no appetite for another government shutdown. Their unity splintered during last month’s three-day closure.House Minority Leader Nancy Pelosi, D-Calif., had linked progress on the budget with action to address the immigration program, but other Democrats are beginning to agitate for delinking the two, lest the opportunity for a budget pact be lost. And having tried and failed to link progress on the budget to DACA during last month’s government shutdown battle, many Democrats aren’t spoiling for a repeat.“It’s hard. If we can get a good deal that funds disaster relief, funds domestic priorities, funds the opioid crisis it would be a difficult call,” said Rep. Adam Smith, D-Wash. “DACA’s important and it ought to get done. But what’s the path?”Schumer said he and Pelosi are “working from the same page,” appearing to discount speculation that she might oppose the coming pact.___AP Writers Jill Colvin, Ken Thomas and Darlene Superville contributed.last_img read more

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Officials meet with GM chief over plant closing

first_imgWASHINGTON — Ohio officials in Congress have met in Washington with General Motors’ chief executive in their bid to keep a northeastern Ohio assembly plant from closing.GM announced last week that it will stop making the Chevy Cruze at its Lordstown plant by March and is considering closing the plant for good. It is part of a massive restructuring for the Detroit-based automaker.Republican Sen. Rob Portman and Democratic Sen. Sherrod Brown say they urged GM’s Mary Barra Wednesday to consider bringing other products to Lordstown. Democratic Rep. Tim Ryan, whose district includes the plant, also met with Barra.Portman also contacted President Donald Trump and his labour secretary.GM has about 1,500 people left at its Lordstown operation. Barra says the company is focused on relocation and training opportunities for affected workers.The Associated Presslast_img read more

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Taylor resident requests zoning bylaw variance for chickens and rooster

first_imgTAYLOR, B.C. – At a District of Taylor Council meeting, on Monday, Council heard from a citizen requesting for a variance to a zoning bylaw.Tammy Smith is requesting that Council makes a variance to the zoning bylaw to accommodate her chickens and one rooster, this following a complaint the District had received from an undisclosed resident.The District did not disclose the specific complaint but did list their own reasons for not allowing a rooster within District limits, such as noise issues. As for the limit of chickens, Council said they referred to other communities and found that six was a good maximum to keep down on smell and noise.Smith says she keeps her coop and yard clean by using wood shavings and proper ventilation, so there would be no concern for a smell. As for noise, her chickens are locked up at night until mid-morning.The matter is now before the Protection Committee for further review.last_img read more

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BJP activists son found hanging from tree in Purulia

first_imgArsha (WB): A BJP activist’s son was found hanging from a tree on Thursday morning in Arsha block of Purulia district, police said. Sishupal Singh (22), the son of a BJP activist and local panchayat committee member, was missing since Wednesday, Purulia Superintendent of Police (SP) Akash Magharia said. “A missing complaint was filed by Singh’s family members Wednesday evening. He was spotted hanging from a tree on the outskirts of Senabona village around 9am by the locals, who then reported the matter to the police station,” he said. Also Read – Bengal family worships Muslim girl as Goddess Durga in Kumari Puja It’s a case of “unnatural death” and the body has been sent for post mortem, the SP said, adding that an investigation has been initiated into the matter. Last June, Dulal Kumar, a member of the saffron party, was also found hanging from a power transmission tower in Purulia district’s Dava village. The state CID started an investigation into Dulal’s death, following a huge protest by the BJP. Soon after, Joy Biswas was replaced by Magharia as the district superintendent of police.last_img read more

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