KCS-content AT A GLANCE: FINANCE BILL Thursday 9 December 2010 9:08 pm whatsapp Share Show Comments ▼ whatsapp PENSIONS– The existing effective obligation for members of a defined contribution pension scheme to purchase an annuity by age 75 is to be abolished, creating an increased flexibility.– In order to ensure that increased flexibility doesn’t lead to pension funds being exhausted with the recipients being forced to fall back on support from the state, the draft legislation also introduces a limit on direct draw downs set at 100 per cent of the equivalent annuity in most cases. – To exceed this limit, individuals will need to demonstrate lifetime pension income of at least £20,000 per year.FURNISHED HOLIDAY LETTINGS – The special UK favourable tax rates for furnished holiday lettings will now be made compatible with EU requirements by expanding it to apply to properties in both the European Economic Area and the UK. – But the minimum letting periods for properties to qualify are being increased. SMALL COMPANY TAX– Existing anti-avoidance legislation used to restrict the use of the lower rate of corporation tax for small companies in cases where the taxpaying company has “associated companies” will be replaced with a clearer purpose-based rule.– The rules are widely drafted so that an individual’s company will often be regarded as associated with any companies owned by other members of their immediate family, increasing the applicable rate of tax. – Changes included in today’s draft legislation are designed to relax the rules so as to only catch situations where substantial commercial interdependence exists.FOREIGN PROFIT TAXATION– The draft legislation sets out interim measures as part of the government’s ongoing project to reform the taxation of foreign profits for companies. – The changes currently proposed widen the exemptions from the controlled foreigncompany (CFC) regime and provide a permanent “opt-in” exemption from UK tax on the profits of a company’s overseas branches.CORPORATE CAPITAL GAINS– Consultation to simplify the taxation of companies’ chargeable gains when they buy and sell assets. – Simplification of the highly complex rules governing the use of capital losses in situations where the ownership of a company changes. – In particular, certain restrictions on the use of losses realised after the change in ownership are to be removed.– Simplification of the “value shifting” rules in an attempt to restrict their application to cases of genuine avoidance.– Simplification of the “degrouping charge” rules so as to reduce the number of cases in which a sale of shares in a company which is itself tax free by virtue of the substantial shareholding exemption (SSE) nonetheless crystallises a tax liability in the form of a degrouping charge.CORPORATE TAX ANTI-AVOIDANCE RULE– New targeted anti-avoidance provisions in other areas of corporation tax to target cases of perceived abuse, particularly in relation to financial instruments. A study has been put in place to look at this to be completed by 31 October 2011.ALCOHOL– New rates of duty applying to high-strength – 7.5 per cent alcohol by volume (abv) and above – and low-strength – 2.8 per cent abv and below beers as part of the government’s drive to discourage consumption of higher strength products.BANK LEVY– The levy on banks’ balance sheets will be 0.05 per cent, rather than 0.04 per cent for 2011 as announced previously. It will rise to 0.075 per cent in 2012, rather than the 0.07 per cent announced previously.DISGUISED REMUNERATION– Legislation will be introduced to ensure that income tax and national insurance contributions on employment income ar not avoided or deferred through the use of trusts or similar vehicles affecting 50,000 employees and bringing in up to £500m a year. Ad Unmute by Taboolaby TaboolaSponsored LinksSponsored LinksPromoted LinksPromoted LinksYou May LikeMisterStoryWoman Files For Divorce After Seeing This Photo – Can You See Why?MisterStoryUndoTotal PastThe Ingenious Reason There Are No Mosquitoes At Disney WorldTotal PastUndoMoneyPailShe Was The Dream Girl In The 90s, This Is Her NowMoneyPailUndoSerendipity TimesInside Coco Chanel’s Eerily Abandoned Mansion Frozen In TimeSerendipity TimesUndoBetterBe20 Stunning Female AthletesBetterBeUndomoneycougar.comThis Proves The Osmonds Weren’t So Innocentmoneycougar.comUndoAlphaCute30 Rules That All “Hells Angels” Have To FollowAlphaCuteUndoDefinitionDesi Arnaz Kept This Hidden Throughout The Filming of ‘I Love Lucy’DefinitionUndoTaonga: The Island FarmThe Most Relaxing Farm Game of 2021. No InstallTaonga: The Island FarmUndo Tags: NULL
Standard Chartered Bank Limited (SCBK.ke) listed on the Nairobi Securities Exchange under the Banking sector has released it’s 2013 interim results for the half year.For more information about Standard Chartered Bank Limited (SCBK.ke) reports, abridged reports, interim earnings results and earnings presentations, visit the Standard Chartered Bank Limited (SCBK.ke) company page on AfricanFinancials.Document: Standard Chartered Bank Limited (SCBK.ke) 2013 interim results for the half year.Company ProfileStandard Chartered Bank Limited is a financial services institution in Kenya offering banking products and services to the personal, commercial and corporate sectors. The financial institution is a subsidiary of Standard Chartered Bank Limited and has a presence in Asia, Africa, the Middle East, Europe and the Americas. The company offers a full-service offering ranging from transactional banking to loans, mortgages, insurance and investments, asset management and treasury services. Formerly known as The Chartered Bank, the company changed its name to Standard Chartered Bank in 1969. The former company was founded in 1853 and is headquartered in London, United Kingdom. Standard Chartered Bank Limited’s head office is in Nairobi, Kenya. Standard Chartered Bank Limited is listed on the Nairobi Securities Exchange
At near 1-year highs, are these 2 UK shares bargain buys for me? I would like to receive emails from you about product information and offers from The Fool and its business partners. Each of these emails will provide a link to unsubscribe from future emails. More information about how The Fool collects, stores, and handles personal data is available in its Privacy Statement. The first UK share in question is the FTSE 250 property developer Bellway (LSE: BWY) and the second one is the building products’ distributor, SIG (LSE: SHI). There is more than just the property sector that slots them together. A few days ago, both stocks touched one-year highs. The Bellway share price touched almost £35, an increase of 77% from a year ago. The SIG share price increased similarly, about 76%, touching 44p.5G is here – and shares of this ‘sleeping giant’ could be a great way for you to potentially profit!According to one leading industry firm, the 5G boom could create a global industry worth US$12.3 TRILLION out of thin air…And if you click here we’ll show you something that could be key to unlocking 5G’s full potential…As an investor, I now want to know if I should buy these stocks, or wait for their share prices to fall further. In other words, are they bargain buys or are their prices high?I think there is much evidence to indicate that these UK shares could continue to see robust growth ahead. Consider this. Buoyant property sectorEven with some initial signs of cooling off, house prices in the UK are showing robust growth. As per the latest government data, they rose by 7.5% in January compared to the year before.Supportive policies like the mortgage guarantee scheme and extension of the stamp duty holiday could keep the housing market going for much of this year. Additionally, the economic rebound due to occur as the lockdown ends by the middle of 2021 could fuel demand further. Both companies had a positive outlook in their recent updates. Bellway talked of a “robust forward sales position” earlier this week when it released its update for the half-year ending 31 January 2021. SIG expects a “return to profitability” in the second half of the year, as per its full-year 2020 results, also released earlier in the week. The company flipped into losses because of the hit from the initial period of the pandemic. Competitively priced UK sharesAlso, despite the sharp increase in share prices, neither of these UK shares is particularly pricey compared to peers. For instance, Bellway, has an earnings ratio of around 22 times, which is comparable to that of another FTSE 250 builder, Vistry Group.Similarly, SIG is competitive too, though the earnings ratio cannot be applied in this case because of its losses last year. I looked at price-to-sales instead, which is at 0.2 times for it compared to flooring products provider James Halstead at 4.5 times.I think this indicates that their share prices can increase more. This will be particularly so as they inch back towards their pre-pandemic performance levels.My concernI do have one big concern about the property market though. At present, it is held up by policies, but once these are withdrawn, there may be a slump in the market. Strong order books indicate that their 2021 numbers may be less impacted, but the year after could look shaky again. What I’d do about these UK shares nowI guess we will have to wait and watch how things go. But there is much to be positive about too. Forecasters see a sharp economic rebound, which can negate any potential slump. I do like Bellway better than SIG right now, though. Not only has it performed better during the pandemic, I am saying this keeping SIG’s past performance in mind too. Manika Premsingh | Saturday, 27th March, 2021 | More on: BWY SHI Manika Premsingh has no position in any of the shares mentioned. The Motley Fool UK has no position in any of the shares mentioned. Views expressed on the companies mentioned in this article are those of the writer and therefore may differ from the official recommendations we make in our subscription services such as Share Advisor, Hidden Winners and Pro. Here at The Motley Fool we believe that considering a diverse range of insights makes us better investors. Renowned stock-picker Mark Rogers and his analyst team at The Motley Fool UK have named 6 shares that they believe UK investors should consider buying NOW.So if you’re looking for more stock ideas to try and best position your portfolio today, then it might be a good day for you. Because we’re offering a full 33% off your first year of membership to our flagship share-tipping service, backed by our ‘no quibbles’ 30-day subscription fee refund guarantee. FREE REPORT: Why this £5 stock could be set to surge Are you on the lookout for UK growth stocks?If so, get this FREE no-strings report now.While it’s available: you’ll discover what we think is a top growth stock for the decade ahead.And the performance of this company really is stunning.In 2019, it returned £150million to shareholders through buybacks and dividends.We believe its financial position is about as solid as anything we’ve seen.Since 2016, annual revenues increased 31%In March 2020, one of its senior directors LOADED UP on 25,000 shares – a position worth £90,259Operating cash flow is up 47%. (Even its operating margins are rising every year!)Quite simply, we believe it’s a fantastic Foolish growth pick.What’s more, it deserves your attention today.So please don’t wait another moment. Enter Your Email Address Get the full details on this £5 stock now – while your report is free. Image source: Getty Images. Our 6 ‘Best Buys Now’ Shares Simply click below to discover how you can take advantage of this. See all posts by Manika Premsingh
LATEST RUGBY WORLD MAGAZINE SUBSCRIPTION DEALS Rugby Europe Championship: how to watch the matchesThe Rugby Europe Championship is an important event in the rugby calendar for ‘the best of the rest’. While the elite European teams face off in the Six Nations, six more fight for glory in the Rugby Europe Championship.In 2022, the two teams who finish highest in this tournament will automatically qualify for the 2023 Rugby World Cup in France, while third place enters another qualifying event. Therefore, the championship this year is of paramount importance for preparation ahead of next year’s crucial campaign.The tournament usually involves six teams, although there are currently only five as a play-off fixture is yet to decided the final side. Trophy winners the Netherlands and Belgium, who finished bottom of Rugby Europe Championship in 2020, will play their play-off match later in the spring to determine the sixth team. Currently competing in the tournament are Georgia, Spain, Russia, Romania and Portugal. Sat 20 Mar Russia v Georgia (11am)Sat 20 Mar Romania v Spain (1pm)Georgia v Romania TBCPortugal v Spain TBCSpain v Russia TBCRussia v Portugal TBCGeorgia v Belgium/Netherlands TBCBelgium/Netherlands v Portugal TBCRomania v Belgium/Netherlands TBCBelgium/Netherlands v Spain TBCBelgium/Netherlands v Russia TBC With Belgium and the Netherlands’ play off fixture later in the spring, the confirmed five nations will play the first block of fixtures between March 6 and March 27, before the remaining games are complete.Three time reigning champions Georgia are the favourites to win the tournament. Ranked 12th in the world, they are also the highest ranked nation in the championship, and also two places above Six Nations competitor Italy.They kick off their tournament with a trip to Lisbon at 12pm GMT (3pm local time) on Saturday 6 March. Russia will host Romania in Sochi on the same day, also at the same time.All games in the 2021 Rugby Europe Championship are shown on Rugby Europe TV. Each game will have English commentaries, with a full list of the scheduled matches below. The same site will also host replays of the games.Rugby Europe Championship FixturesSat 6 Mar Russia v Romania (12pm)Sat 6 Mar Portugal v Georgia (12pm)Sat 13 Mar Portugal v Romania (1pm)Sun 14 Mar Spain v Georgia (11:45am) Georgia are aiming for their fourth straight Rugby Europe Championship in 2021 (Getty Images) The Rugby Europe Championship is the continent’s second-tier tournament after the Six Nations, involving Georgia, who are ranked 12th in the world. Can’t get to the shops? You can download the digital edition of Rugby World straight to your tablet or subscribe to the print edition to get the magazine delivered to your door.Follow Rugby World on Facebook, Instagram and Twitter.
Please enter your name here What a joke. The two of them could host a show called, “Dim and Dim-wit “ Reply Jack Martin TAGSHouse Judiciary CommitteeHouse of RepresentativesRep. Val DemingsThe VOICE of Congress Previous articleDreading conflict during the holidays? Let it go, let it go, let it goNext articleTips from negotiation experts for truly happy holidays Denise Connell RELATED ARTICLESMORE FROM AUTHOR You have entered an incorrect email address! Please enter your email address here Free webinar for job seekers on best interview answers, hosted by Goodwill June 11 Democratic Leader Nancy Pelosi announced that the House Democratic Steering & Policy Committee has recommended to the Democratic Caucus that Congresswoman Val Demings of Florida be appointed to serve on the House Judiciary Committee. 1 COMMENT Save my name, email, and website in this browser for the next time I comment. The Anatomy of Fear “Congresswoman Val Demings is a fearless champion for justice and equality,” said Pelosi. “As a 27-year veteran of the police force who rose to become Orlando’s first female Chief of Police, Congresswoman Demings embodies integrity, courage, and effectiveness. On the House Judiciary Committee, she will be a strong voice to prevent gun violence and will stand firm against radical Republican efforts to target immigrant families, rip away the sacred right to vote and dishonor our nation’s most sacred values. Democrats look forward to Congresswoman Demings’ strong leadership to protect liberty and justice for all, not just the privileged few.”Representative Val DemingsDemings released the following statement in response to the appointment:“After a troubling year, it has become increasingly obvious that themost fundamental issues facing our country are matters of justice,” she said. “The safety and security of our families and our communities depend on protecting the future of our democracy. The soul of our nation depends on our ability to expand equality and to balance respect for the rule of law with its proper application in allsituations with all persons.”Demings is a first-term congresswoman representing Florida’s 10th Congressional District, which includes most of Apopka. The VOICE of Congress LEAVE A REPLY Cancel reply Please enter your comment! Support conservation and fish with NEW Florida specialty license plate Share on Facebook Tweet on Twitter December 20, 2017 at 8:45 pm
photographs: Hiroyuki HiraiPhotographs: Hiroyuki Hirai+ 36 Share Houses Projects 2012 Japan ArchDaily Architects: Be-Fun Design Area Area of this architecture project ShareFacebookTwitterPinterestWhatsappMailOrhttps://www.archdaily.com/534471/house-isogo-be-fun-design Clipboard Year: House Isogo / Be-Fun Design Year: Photographs “COPY” Area: 98 m² Area: 98 m² Year Completion year of this architecture project ShareFacebookTwitterPinterestWhatsappMailOrhttps://www.archdaily.com/534471/house-isogo-be-fun-design Clipboard “COPY” CopySave this picture!© Hiroyuki HiraiText description provided by the architects. At the top of the long slope, which is in an involved residential area, you can see the volume of three buildings in gray. This collective housing consists of a maisonette form, which has 8 rooms and each room has a loft and either a yard or a roof terrace respectively.Save this picture!© Hiroyuki HiraiThe footage is from 22 sq m to 27 sq m. although it is like a size of one-room apartment, thanks to multi-layer structure and independent entrance, you can feel as if it is a single-family house without feeling the narrowness.Save this picture!© Hiroyuki HiraiMoreover, by placing an appropriative yard without making the fence for blocking the line of sight, residents from other rooms can see the yard and it induce residents communication.Save this picture!© Hiroyuki HiraiIt is the collective housing of new sense, which can have a fun like share housing while ensuring the privacy.Project gallerySee allShow lessSwift House / WMR ArquitectosSelected ProjectsAtkins Designs Striking Office Complex in GuangzhouArchitecture News Share House Isogo / Be-Fun DesignSave this projectSaveHouse Isogo / Be-Fun DesignSave this picture!© Hiroyuki HiraiHouses•Isogo Ward, Japan 2012 CopyAbout this officeBe-Fun DesignOfficeFollowProductsWoodSteelConcrete#TagsProjectsBuilt ProjectsSelected ProjectsResidential ArchitectureHousesIsogo WardHousesJapanPublished on August 07, 2014Cite: “House Isogo / Be-Fun Design” 07 Aug 2014. ArchDaily. Accessed 11 Jun 2021.
Houses Projects Year: Photographs: Nico Saieh Manufacturers Brands with products used in this architecture project El Boldo House / SUN Arquitectos 2017 Manufacturers: Atika, Opendark, TecmaSave this picture!© Nico SaiehRecommended ProductsEnclosures / Double Skin FacadesAlucoilStructural Honeycomb Panels – LarcoreDoorsSaliceSliding Door System – Slider S20WindowsJansenWindows – Janisol PrimoWindowsSolarluxSliding Window – CeroText description provided by the architects. The project is located in front of Zapallar bay, 169 km from Santiago de Chile in the region of Valparaiso. An isolated house in the forest at 450 m above the sea level, on the southern slope of the hill where El Boldo Park, a sclerophylls’ forest, is located. The thick stone walls modify the extreme topography in habitable levels, achieving two horizontal planes, in between the forest, which gives virtue to the territory and roots the architecture in an intimate relationship with its environment and the forest that surrounds it. Its complex variety of materials is balanced and related accepting each quality and its contrasts, managing to moderate its conditions, matching the appearance between concrete, wood, stone, and marble, all noble and long-lived materials, which contrast its rustic and warm persistence, with glass and steel roof, materials that give a contemporary look, an innovative and mixed face to the outside. Save this picture!© Nico SaiehPROGRAMThe internal space is divided into two floors, a level of access and main use, with a parking area, and all the service areas gathered, communicated with the living spaces, such as living room, dining room and terrace, which are connected in a fluid way. The level which goes from the main room to the pool space of free movement, that provides habitability and comfort to the owners of the house, a couple of the third age, who asked as a fundamental requirement, to provide this continuous transit without slopes, due to their age. Topping the end of the housing circuit there is the living room, which conquers an almost complete transparency with the exterior, in an intimate relationship with the hill, its vegetation and the view to the beach.Save this picture!© Nico SaiehSave this picture!Floor PlanSave this picture!© Nico SaiehVOLUMETRYThe horizontal composition of the house is divided between two realities that contrast their characteristics; A half-buried body of stone that emerges from the topography, it configures the access as an ancestral cave, which highlights the roughness of the materials and is organically covered with a vegetal roof, that gives continuity to the hill over the service area, hiding part of the size and controlling its presence as an upper facade to the view of the park’s paths behind it. Separated by a sequence of light patios and glazed ceilings, there is the living space, warm barn-style wooden pavilion and a shell-like roof, like an inverted wooden boat that leans according to the use and the greatness of the space accompanying the sloping terrain in its same cutting graduality. Save this picture!© Nico SaiehSave this picture!SectionSave this picture!© Nico SaiehInterior with external vocation, light in its essence and wide in its use relationships, which reward the permanence in virtue of the distant.Save this picture!© Nico SaiehLIGHTThe house is oriented with the predominant views of the bay, facing away from the orientation of the sun, which forces us to receive natural light in a zenith way, through skylights that capture and transmit natural light to the interior and thus provide warmth to the spaces. The kitchen is illuminated by gratifying overhead light from the green roof, which covers all the independent service zone too.Save this picture!© Nico SaiehProject gallerySee allShow less7 Ancient Ruins Around The World “Reconstructed” with GIFsArchitecture NewsThis Instagram Account Collects Hilarious Construction Fails and Home Improvement Di…Architecture News Share Photographs “COPY” ShareFacebookTwitterPinterestWhatsappMailOrhttps://www.archdaily.com/891196/el-boldo-house-sun-arquitectos Clipboard Area: 400 m² Year Completion year of this architecture project CopyHouses•Zapallar, Chile ArchDaily El Boldo House / SUN ArquitectosSave this projectSaveEl Boldo House / SUN Arquitectos Chile Architects: SUN Arquitectos Area Area of this architecture project Save this picture!© Nico Saieh+ 36Curated by Danae Santibañez Share ShareFacebookTwitterPinterestWhatsappMailOrhttps://www.archdaily.com/891196/el-boldo-house-sun-arquitectos Clipboard “COPY” CopyAbout this officeSUN ArquitectosOfficeFollowProductWood#TagsProjectsBuilt ProjectsSelected ProjectsResidential ArchitectureHousesZapallarChilePublished on March 23, 2018Cite: “El Boldo House / SUN Arquitectos” [Casa El Boldo / SUN Arquitectos] 23 Mar 2018. ArchDaily. Accessed 11 Jun 2021.
30 total views, 1 views today AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis Nominations open for Wales Volunteer of the Year Awards About Howard Lake Howard Lake is a digital fundraising entrepreneur. Publisher of UK Fundraising, the world’s first web resource for professional fundraisers, since 1994. Trainer and consultant in digital fundraising. Founder of Fundraising Camp and co-founder of GoodJobs.org.uk. Researching massive growth in giving. Howard Lake | 15 January 2009 | News Tagged with: Awards Volunteering Wales / Cymru AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis The Wales Volunteer of the Year Awards, managed by Wales Council for Voluntary Action (WCVA) and supported by Royal Mail, are now open for nominations.The award scheme is intended to reward and recognise “the people who keep the wheels of Wales’s vibrant third sector turning”.There are five categories for nominations: * adult (over 25 years) * young person (under 25 years) * ‘green’ volunteer (any age, volunteering with an environmental project or organisation) * trustee * groups (two or more individuals, whether as an informal group or a formally constituted organisation)The deadline for the receipt of nominations is 3 April 2009.www.wcva.org.uk/volunteering/index.cfm?sub=10&display_sitetextid=2135
Children’s charity Hope and Homes for Children has received a €986,290 grant from The VELUX Foundations towards its work to eradicate institutions for babies in Bulgaria.During the next two years, with the VELUX Foundations support, Hope and Homes for Children will focus its efforts in Bulgaria on closing eight institutions for babies. The project will integrate 400 young children back into family environments and help develop alternative family-based care services.The Bulgarian Government will use the project as a model of best practice which will be expanded and replicated on a national level. Advertisement Tagged with: Funding Howard Lake | 17 October 2012 | News The VELUX Foundations were created by Villum Kann Rasmussen, the founder of VELUX windows and the VKR Group. It supports non-profit projects with scientific, cultural, artistic or social objectives.“We are extremely proud to support Hope and Homes for Children, as a respected and qualified partner in helping vulnerable children across the globe,” said Jens-Jørgen Pedersen, Senior Advisor at the VELUX Foundations.Earlier this year Hope and Homes for Children made an emergency visit to the Pleven Institution for Babies in Bulgaria, a source of controversy in the country after it was revealed 18 neglected children had died there in as many months.Mark Waddington, Hope and Homes for Children’s Chief Executive, said: “Our project in Bulgaria is giving the Government the expertise and confidence to roll out DI on a national scale. It wouldn’t be possible without the VELUX Foundations generous support”.www.hopeandhomes.org 42 total views, 1 views today AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis €986,290 from VELUX Foundations for Hope and Homes About Howard Lake Howard Lake is a digital fundraising entrepreneur. Publisher of UK Fundraising, the world’s first web resource for professional fundraisers, since 1994. Trainer and consultant in digital fundraising. Founder of Fundraising Camp and co-founder of GoodJobs.org.uk. Researching massive growth in giving.